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Approval Odds are based on Wallet Hub data and are not provided or endorsed by the lender.Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.Her concern is her fear on losing her job as the company policy dictates that all managers and executives should be cleared from the list with bad credit history.Aside from company policies whenever applicable, the bad thing about not paying credit card bills is that your name will be listed under the directory with bad credit history.This is the case they can file if and only if you defraud your identity.

As a rule, banks, affiliate debt collection agencies, and debt counsels may resort to all reasonable and legally permissible means to collect amounts due them under the credit card agreement.This will give you a hard time securing any type of credit or loan in the future as the database is mostly shared by banks.The best way you to take is to manage and discipline yourself in using your credit cards.We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy.

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Before submitting an application, always verify all terms and conditions with the offering institution. Approval Odds are Wallet Hub estimates intended to gauge your likelihood of approval for a particular product.f) Any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a cardholder.g) Making contact at unreasonable/inconvenient times or hours which shall be defined as contact before a.m.One of my readers before who is working as a manager had an unpaid credit card bills due to fraudulent purchases.